![]() ![]() To determine the best CD rates in California, Forbes Advisor analyzed 356 CD accounts at 134 financial institutions that service the state of California, including a mix of traditional brick-and-mortar banks, online banks and credit unions. Read our full Navy Federal Credit Union Review. To be eligible, you must be a member of the armed forces, a veteran, a family member of a current or retired service member or a Department of Defense employee. You must become a Navy Federal Credit Union member to open an account. Standard certificates have no maximum deposit cap, and the 12-, 18- and 24-month certificates earn competitive rates. ![]() There’s also the 12-month Navy Federal Credit Union Special EasyStart Certificate that earns 5.30% APY, although it has a maximum deposit cap of $3,000 and requires a checking account that receives recurring direct deposits. You can even set up recurring automatic deposits. While most CDs only allow a single initial deposit, you can add money to your EasyStart Certificate at any time. With a low minimum opening deposit of $50, these certificates are perfect for building your savings from scratch. Navy Federal Credit Union’s EasyStart Certificates offer a competitive APY-up to 4.95%-for terms ranging from six to 24 months. ![]()
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